Income Tax Return Filing Deadline 2025: Last Date, Penalty, and Benefits of Filing Early

Filing your Income Tax Return (ITR) is not just a legal requirement — it’s also essential for smooth financial planning. For the financial year 2024–25, the ITR filing deadline is September 15, 2025. Many taxpayers are now asking:

• What is the last date to file ITR in 2025?

• What happens if I miss the ITR deadline?

• What is the penalty for late ITR filing?

This guide answers all your questions in simple terms.

Why Filing Income Tax Return Before the Deadline Is Important

Filing your ITR on time has multiple benefits:

• ✅ Avoid penalties – Save up to ₹5,000 in late fees under Section 234F.

• ✅ Get faster refunds – The sooner you file, the quicker your refund is processed.

• ✅ Proof of income – Useful for loans, credit cards, and visa applications.

• ✅ Carry forward losses – File on time to carry forward business or capital losses.

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What Happens If You Miss the September 15, 2025 ITR Deadline?

If you do not file your Income Tax Return on time, you may face:

1. Late Filing Penalty – ₹1,000 to ₹5,000 fine under Section 234F.

2. Interest on tax due – 1% per month on unpaid tax under Sections 234A, 234B, 234C.

3. Loss of benefits – Cannot carry forward certain losses.

4. Scrutiny & notices – The Income Tax Department may issue a notice.

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Documents Required for Filing ITR

Before filing, keep these documents ready to avoid mistakes:

• PAN & Aadhaar card

• Form 16 from employer

• AIS/TIS (Annual Information Statement)

• Bank account details & investment proofs

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 Tips for Easy ITR Filing

• Choose the right tax regime (old vs. new) before filing.

• Use the Income Tax e-Filing Portal (www.incometax.gov.in).

• File a revised return before December 31, 2025, if you make a mistake.

• Consult a CA if you have multiple income sources.

 Final Word

The Income Tax Return filing deadline for FY 2024–25 is September 15, 2025. Don’t wait until the last day — file your ITR early to avoid penalties and enjoy peace of mind. Timely ITR filing not only saves money but also strengthens your financial credibility.