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Financial Literacy Hub
Your source for clear, practical advice on navigating the world of finance.

Introduction: Why You Need a Home Loan EMI Calculator Buying a home is one of the biggest financial decisions of your life. Whether you’re a first-time buyer or planning an upgrade, understanding your monthly EMI (Equated Monthly Instalment) is crucial. A home loan EMI calculator helps you instantly estimate your monthly payments, interest costs, and […]
Kalyani

Introduction The iconic rivalry between India and West Indies is back, bringing excitement, power-packed performances, and unforgettable moments for cricket fans. Whether you’re cheering from home or planning to watch live at the stadium, the India vs West Indies match always carries massive hype. But beyond the boundaries and sixes lies another reality — expenses. […]
Kalyani

State Bank of India (SBI), India’s largest public sector bank, has recently hiked home loan interest rates. This move affects thousands of homebuyers and prospective borrowers. Rising interest rates mean higher EMIs, longer repayment amounts, and tighter budgets. But don’t worry — using an EMI Calculator can help you plan your loan smartly and avoid […]
Kalyani

Introduction Cricket fans around the world are buzzing with excitement as Samoa vs Oman takes centre stage in the latest ICC qualifying match. Whether you’re a die-hard fan following every ball or planning a trip to watch your favourite team live, one thing is certain — cricket isn’t just a sport, it’s an experience. But […]
Kalyani

Introduction The Indian IPO market is buzzing again, and Tata Capital IPO is one of the most awaited public offerings in 2025. As investors eagerly track the GMP (Grey Market Premium) and subscription numbers, it’s essential to not just understand the IPO details but also to plan your finances smartly — especially if you’re considering […]
Kalyani

Introduction Buying a car is more than just a lifestyle upgrade — it’s a long-term financial decision. And with so many financing options available, planning your monthly EMIs (Equated Monthly Instalments) before applying for a loan is crucial. A Car Loan EMI Calculator helps you estimate monthly payments, understand total interest, and choose a repayment […]
Kalyani

Introduction Precious metals like silver have always been a trusted investment in India — not only for jewellery but also for wealth protection and portfolio diversification. With prices fluctuating daily, keeping track of the silver rate today is crucial before making any purchase or investment decision. But here’s a smart twist: If you’re planning a […]
Kalyani

Introduction Buying a home is one of the biggest financial decisions you’ll ever make. Whether you’re purchasing your first house or investing in a property, understanding how much you’ll pay each month is essential for smart budgeting. That’s where a Home Loan EMI Calculator becomes your best friend. By using an EMI calculator before applying, […]
Kalyani

Introduction Digital payments in India are evolving rapidly. NPCI is planning a UPI-to-EMI feature that will allow users to convert UPI transactions into Equated Monthly Instalments (EMIs). This means you could soon pay for products or services in convenient monthly instalments instead of a single upfront payment. Using an EMI calculator alongside this feature will […]
Kalyani