🔐 Privacy Policy

Effective Date: June 23, 2025

Welcome to emicalculator.vip. Your privacy is important to us. This Privacy Policy explains how we collect, use, and protect your information when you use our website.

By accessing or using our site, you agree to this Privacy Policy.

1. 📊 Information We Collect

We do not collect any personal information directly from users. However, like most websites, we may collect limited data to improve user experience:

Your IP address
Browser type and version
Device information (mobile/desktop, OS)
Pages visited and time spent on site
Cookies for tracking preferences and analytics

We do not ask for or store names, emails, phone numbers, or any sensitive personal information.

2. 🍪 Cookies

We use cookies to:

Understand user behavior via analytics
Show relevant ads via Google AdSense
Improve website performance and content

You can choose to disable cookies through your browser settings.

3. 📢 Google AdSense & Third-Party Ads

We use Google AdSense to display ads. Google may use cookies or web beacons to serve ads based on your previous visits to our website or other sites on the internet.

These ads help keep our services free for users.
Google may use DART cookies to personalize ads.
You can opt out of personalized advertising by visiting: Ads Settings.

For more details, refer to Google’s Privacy Policy: https://policies.google.com/privacy.

4. 🔒 Data Security

We use secure hosting and industry-standard practices to protect all data collected on our platform. However, since we do not collect personal user data, risks are minimal.

5. 🌍 Third-Party Links

Our website may link to third-party sites (like banks, financial services, or news sources). We are not responsible for the content or privacy practices of those websites. Please review their policies separately.

6. 👨‍⚖️ Children’s Privacy

Our website is not intended for users under the age of 13. We do not knowingly collect any data from children.

7. 🔁 Updates to This Policy

We may update this Privacy Policy from time to time. Any changes will be posted on this page with an updated effective date.

8. ✉️ Contact Form

When you fill out the Contact Us form on our website, we collect the following information:

First name
Last name
Email address
Your message

We use this information only to respond to your inquiry and do not share or sell it to third parties. Your data is kept confidential and handled with care.

We do not use this data for marketing unless you explicitly opt-in.

9. 🤖 AI-Powered Features

Some tools and features on emicalculator.vip are powered by AI to improve your experience — such as calculator suggestions or smart recommendations.

When you use these features:

The text you enter may be securely sent to a third-party AI service, such as Google's Gemini API or similar.
This data is processed anonymously — it is not linked to your name, email, or any personally identifiable information.
We do not store your AI inputs or responses after the session ends.

These AI-powered features are designed to be safe, helpful, and privacy-conscious. Your data remains private, and we never use it to track or profile you.

10. 📬 Contact Us

If you have any questions or concerns about our Privacy Policy, feel free to contact us:

📧 Email: support@emicalculator.vip

Thank you for using emicalculator.vip. We respect your privacy and are committed to keeping our platform safe and transparent.