📜 Terms & Conditions
Effective Date: June 23, 2025
Welcome to emicalculator.vip. By accessing or using our website, you agree to the following terms and conditions. Please read them carefully.
1. ✅ Acceptance of Terms
By using this website, you agree to follow these Terms & Conditions. If you do not agree with any part of this page, please do not use the site.
2. 🧮 Use of Our Calculators
Our EMI and financial calculators are designed to help you plan your loans and investments better. They are:
- Free to use
- Based on standard formulas and available financial data
- Meant for informational purposes only
📌 These tools do not guarantee loan approvals or final EMI values from banks or financial institutions.
3. 🧠 No Financial Advice
The content on emicalculator.vip — including articles, tools, and suggestions — is not financial, legal, or investment advice. Please consult a certified financial advisor before making financial decisions.
4. 📈 Google Ads & Sponsored Links
We display ads through Google AdSense and may include affiliate or sponsored content. We do not endorse any third-party products or services shown in ads.
5. 📬 Contact Forms
When you submit a contact form, we may use your information to reply to your message. We do not share your information with anyone unless legally required.
6. 🔐 Privacy & Data
Your privacy is important to us. Please read our Privacy Policy to understand how we collect and use data.
7. 🤖 AI-Powered Features
Some suggestions or tools may use AI technologies (such as Google Gemini or OpenAI). These are provided to enhance user experience and are governed by responsible usage policies.
8. 🚫 Restrictions
You agree not to misuse the site by:
- Trying to hack or damage the website
- Copying or redistributing our tools without permission
- Using the site for illegal or harmful activities
9. ⚠️ Disclaimer
We do our best to keep the website accurate and up-to-date. However, we are not responsible for any loss or damage caused by using our calculators or content.
10. 📍 Governing Law
These Terms are governed by the laws of India. Any disputes shall be resolved under the jurisdiction of the courts in [Your City/State, e.g., Hyderabad, Telangana].
11. 🔄 Changes to Terms
We may update these Terms at any time. The latest version will always be available on this page with the updated date.
12. 📧 Contact Us
If you have any questions about these Terms, please contact: