Financial Literacy Hub

The Indian cricket team’s 2025 calendar is packed—with Asia Cup blockbusters, high-octane clashes vs. Pakistan and Australia, and home Tests against West Indies and South Africa. Here’s your trusted guide to the full schedule, player updates, and what Indian fans should expect. India’s Cricket Roadmap: 2025 Data & Big Trends According to The Economic Times, […]

EMI Calculator Wondering how to check your NSDL allotment status quickly? This guide explains the simplest steps and must-know facts, so you can track your share allotment easily and confidently. NSDL IPO and Allotment Trends 2025 The recent NSDL IPO, valued at ₹4,011.60 crore, was a blockbuster with a massive 41.01 times oversubscription. The Qualified […]

Starting August 1, 2025, the way you use UPI for daily transactions has changed. The National Payments Corporation of India (NPCI) has introduced new rules to make the system faster and more secure for everyone. Why Are These UPI Changes Happening? Unified Payments Interface (UPI) has grown incredibly fast. In June 2025 alone, UPI processed […]

Debt consolidation in India can simplify multiple high-interest debts into one affordable loan, helping you save on EMIs and reduce financial stress. This is especially relevant for Indian readers facing rising credit card dues and personal loans in 2025, with options like personal loans starting at 9.99% interest. What is Debt Consolidation? Debt consolidation means […]

Credit card EMIs (Equated Monthly Installments) are a popular way for Indian consumers to split large purchases into smaller, manageable payments. This trend is growing fast—especially as more banks and online merchants offer instant “Pay by EMI” options on everything from gadgets to travel bookings. But are credit card EMIs always a smart choice? Let’s […]

Case Study: How Raj Saved ₹8,40,000 in Interest Using Smart Prepayment Strategy Raj Sharma, a 32-year-old software engineer from Pune, achieved what many Indian homeowners dream of—cutting his home loan interest by ₹8,40,000 through strategic prepayments. His journey offers practical lessons for anyone looking to reduce their loan burden home loan prepayment case study. Raj’s […]

The Reserve Bank of India has kept the repo rate steady at 5.50% , following a significant 50 basis points cut in June. This rate reduction is already benefiting millions of home loan borrowers across India with lower EMIs. Current Repo Rate and Its Impact on Your Wallet As of RBI repo rate stands at […]

Foreign Institutional Investors (FIIs) are making strategic bets on India’s growth story in 2025, with sectoral rotations revealing their confidence in specific industries. FII Flows Show Strong Momentum in Key Sectors Foreign investors pumped in ₹7,488.98 crore in June 2025, while domestic institutional investors significantly outpaced them with purchases worth ₹72,673.91 crore. This data reflects […]

Home loan interest rates directly affect your EMI burden and long-term financial planning. Choosing the right bank could save you lakhs over your loan tenure. In this guide, we break down the lowest home loan interest rates offered by top Indian banks in 2025, along with their eligibility, charges, and special offers. What Is the […]