Financial Literacy Hub

Buying a car in 2025? Whether it’s your first hatchback or a new SUV, knowing your EMI helps you plan better. Here’s how to calculate your car loan EMI instantly — with tools, formulas, and real-world examples. What Is a Car Loan EMI? A Car Loan EMI (Equated Monthly Instalment) is the fixed monthly amount […]

Want to buy your dream home but confused about EMIs? In this guide, you’ll learn how to calculate your home loan EMI in just 1 minute—no math degree needed. What Is a Home Loan EMI? EMI stands for *Equated Monthly Instalment*. It is the fixed amount you pay every month to repay your home loan. […]

UPI has changed how Indians pay, from chaiwalas to corporates. But with so many apps, which one should you trust in 2025? Let’s compare the top UPI apps across safety, speed, cashback, and new features like UPI Credit. Why This Matters in 2025 UPI crossed 12 billion transactions in June 2025 alone, according to NPCI […]

Struggling to get a home loan because of a low credit score? Don’t worry — banks are still lending in 2025, if you know how to approach them smartly. 💡 What is a CIBIL Score and Why It Matters Your CIBIL score is a 3-digit number ranging from 300 to 900, representing your credit history […]

The Regional Ring Road is changing Telangana’s real estate game. Investors are flocking to emerging areas promising high ROI and rapid infrastructure growth Real Estate Investment Hotspots in Telangana. 📊 Why the RRR Project Matters for Real Estate The ₹26,000 crore Regional Ring Road (RRR) is a 338 km megaproject encircling Hyderabad. It connects 20+ […]

India’s financial landscape is at a pivotal moment. From a high-profile regulatory crackdown on global trading powerhouse Jane Street to the upcoming IPO of a local pharmaceutical firm and a major global nod on income equality, the past week has revealed powerful forces shaping the country’s economic momentum. As market volatility stirs concern and savers […]

Gold never goes out of style in India. But in 2025, how we buy it has changed. With digital gold gaining popularity, Indians are asking — should I go digital or stick to physical gold? Why This Question Matters Now India imported over 800 tonnes of gold in 2024, and digital gold sales saw a […]

Buy Now Pay Later consumer finance India 2025 is transforming how Indians shop online and offline. This emerging payment method offers instant credit at checkout, giving consumers flexibility without high interest rates. Why BNPL Matters Today India’s BNPL market grew 4× in 2024, reaching ₹50,000 crore in transaction value. Experts predict another 3× jump by […]

Buying a car is easier today thanks to flexible auto loans. But getting approved depends on whether you meet the lender’s eligibility criteria. This article breaks down the key factors lenders consider and how you can improve your chances. Why Car Loan Eligibility Matters Each lender has its own checklist. Meeting these criteria increases your […]