Financial Literacy Hub

Struggling to get a home loan because of a low credit score? Don’t worry — banks are still lending in 2025, if you know how to approach them smartly. 💡 What is a CIBIL Score and Why It Matters Your CIBIL score is a 3-digit number ranging from 300 to 900, representing your credit history […]

The Regional Ring Road is changing Telangana’s real estate game. Investors are flocking to emerging areas promising high ROI and rapid infrastructure growth Real Estate Investment Hotspots in Telangana. 📊 Why the RRR Project Matters for Real Estate The ₹26,000 crore Regional Ring Road (RRR) is a 338 km megaproject encircling Hyderabad. It connects 20+ […]

India’s financial landscape is at a pivotal moment. From a high-profile regulatory crackdown on global trading powerhouse Jane Street to the upcoming IPO of a local pharmaceutical firm and a major global nod on income equality, the past week has revealed powerful forces shaping the country’s economic momentum. As market volatility stirs concern and savers […]

Gold never goes out of style in India. But in 2025, how we buy it has changed. With digital gold gaining popularity, Indians are asking — should I go digital or stick to physical gold? Why This Question Matters Now India imported over 800 tonnes of gold in 2024, and digital gold sales saw a […]

Buy Now Pay Later consumer finance India 2025 is transforming how Indians shop online and offline. This emerging payment method offers instant credit at checkout, giving consumers flexibility without high interest rates. Why BNPL Matters Today India’s BNPL market grew 4× in 2024, reaching ₹50,000 crore in transaction value. Experts predict another 3× jump by […]

Buying a car is easier today thanks to flexible auto loans. But getting approved depends on whether you meet the lender’s eligibility criteria. This article breaks down the key factors lenders consider and how you can improve your chances. Why Car Loan Eligibility Matters Each lender has its own checklist. Meeting these criteria increases your […]

Home Loan Interest Rates 2025: How to Choose the Best Bank Home loan rates in mid-2025 have climbed to between 8.35% and 9.50%. Choosing the right lender now can save you lakhs over a 20-year repayment. Data-Driven Overview As of June 2025, the Reserve Bank of India’s repo rate stands at 6.50%, up from 6.25% […]

Buying your first home is exciting but can feel daunting. This guide simplifies the home loan for first-time buyers process in India, so you know exactly what to expect.  Home Loan for First-Time Buyers 1. Understand the Home Loan Market In 2025, 52% of first-time homebuyers in India opted for loans, with an average interest […]

Your CIBIL score directly affects the rate and approval of your home loan. In this guide, you’ll learn how to improve yourCIBIL score for home loan applications and unlock lower interest rates. Why CIBIL Score Matters Banks often treat a score below 700 as high-risk. Nearly 46% of low-score applicants face outright rejection or steep […]